Health Insurance I Private Healthcare I Spire Healthcare

Whatever you select, you can relax knowing you will get all the help you need, when you need it. If you receive your private health insurance through your work, there will be no change to your contributions as a result of making a claim. It’s always best to do as much research as possible into what is offered by different insurance companies and what their different products cover when it comes to medical treatment. So, whether you’re single or married, with or without children, you can cover the people who are important to you.

We selected the cheapest combination of cover providing full inpatient care, comprehensive heart and cancer cover, and some cover for therapies for a couple, in good health, living in South London. Please be aware that our cancer cover is subject to medical history. For Personal Health plans we only offer cancer cover if you do not have pre-existing conditions. Those with pre-existing conditions will be offered the NHS cancer support. To switch insurers you’ll need to provide some extra information, such as your medical history. This will determine if the policy is right for you and if the insurer will accept the cover, including any existing conditions and exclusions.

You or your insurance company may need them if you’re applying for a refund. You should contact NHS Overseas Healthcare Services if you fall into one of the following groups as you will not be able to use the online service to apply. If you need medical treatment while staying at a quarantine hotel, the UK Government will fund treatment as usual for UK residents or insured individuals.

We can build your wellbeing programme together to help everyone bring their best selves to work. Get them moving again with online or phone support for problems with muscles, bones and joints, while our Occupational Health team make sure they stay safe. We can even help them fit a virtual GP appointment into their day. We have nurses, counsellors, midwives and pharmacists ready to make sense of the ever-changing world of healthcare for our members. Carol Harnett, President of the Council for Disability Awareness, guest blogs on her own personal experience of the importance of discussing mental health as part of Mental Health Awareness Week.

In general, private health insurance covers ‘acute’ conditions. That is; diseases, illnesses or injuries that are likely to respond quickly to treatment and return you to the state of health you enjoyed before the condition occurred. Lots of people have cover through their work, in which case your employer will deal with the insurance provider. You might pay a fee each month for the policy, but this will likely come out of your salary before you are paid.

Get AXA’s award-winning home insurance online and protect yourself from major risks like flooding and fire. No information contained on this website shall be construed as advice or be viewed as a recommendation to either purchase a product or engage in a transaction. You can tailor your quotes online to suit your needs and budget and you can buy your chosen policy online. You can also speak to an advisor for free if you would like help choosing a policy. If you need more help, contact NHS Overseas Healthcare Services. You can claim back the difference between the total bill and the co-payment, but the actual co-payment is not refundable.

Personal Health, our private health insurance plan provides covers for the things that matter to you. As standard, we cover a wide range of treatment, including cancer, CT or MRI scans if you need to spend time in hospital on specialist referral. You can then choose to add levels of cover to suit your needs.

Depending on your level of cover, your health insurance policy may cover just one aspect, or it may cover both. It’s a type of cover that pays your private healthcare costs if you need treatment for an acute condition. View our range of award-winning health insurance, health cash plans and dental cash plans to protect the wellbeing of you and your loved ones. Choose from a range of award-winning health insurance with cover levels and lifestyle options, to create exactly the right health insurance policy for your needs. If you’re interested in taking out health insurance for you and your loved ones, some health insurance cover will provide discounts if you’re a couple or you insure your family.

Get AXA Car Insurance from as little as £189 (10% of customers paid this or less between 1 January and 31 March 2022). Get a £25 M&S gift card when you join and add another person to your membership at the same time.Terms and conditions apply. When getting a quote, have your medical history and details on any pre-existing conditions to hand to make it a bit easier. This means you can transfer your current policy to a new insurer, without a break in cover. Depending on the condition, your policy may continue to cover previous conditions under your new insurer. If you want to explore transferring any conditions, you’ll need to answer any applicable questions during the switch process.